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From the

Andrew Viterbi, co-founder of wireless giant Qualcomm, has listed his sculptural home for $60 million:



From the

Billionaire philanthropist Ted Waitt, who in recent months has bought a house in Beverly Hills and listed another for sale in Hollywood Hills West, has put his estate in La Jolla on the market for $22.9 million.

Posted by on Nov 27, 2015 in Interesting Houses, La Jolla, Rancho Santa Fe | 0 comments

Thanksgiving Eating Tips

happy thanksgiving

From everyone at Klinge Realty, thank you for being a friend and client – we appreciate you, and are grateful for your support.

Seen at MND:


1.  Avoid carrot sticks. Anyone who puts carrots on a holiday buffet table knows nothing of the Holiday spirit. In fact, if you see carrots, leave immediately. Go next door, where they’re serving rum balls.

2. Drink as much eggnog as you can. And quickly. It’s rare. You cannot find it any other time of year but now. So drink up! Who cares that it has 10,000 calories in every sip? It’s not as if you’re going to turn into an eggnog-alcoholic or something. It’s a treat. Enjoy it. Have one for me. Have two. It’s later than you think. It will soon be Christmas!

3. If something comes with gravy, use it. That’s the whole point of gravy. Gravy does not stand alone. Pour it on. Make a volcano out of your mashed potatoes. Fill it with gravy. Eat the volcano. Repeat.

4. As for mashed potatoes, always ask if they’re made with skim milk or whole milk. If it’s skim, pass. Why bother? It’s like buying a sports car with an automatic transmission.

5. Do not have a snack before going to a party in an effort to control your eating. The whole point of going to a holiday party is to eat other people’s food for free. Lots of it. Hello?

6. Under no circumstances should you exercise between now and New Year’s. You can do that in January when you have nothing else to do. This is the time for long naps, which you’ll need after circling the buffet table while carrying a 10-pound plate of food and that vat of eggnog.

7. If you come across something really good at a buffet table, like frosted Christmas cookies in the shape and size of Santa, position yourself near them and don’t budge. Have as many as you can before becoming the center of attention. They’re like a beautiful pair of shoes. If you leave them behind, you’re never going to see them again.

8. Same for pies. Apple, Pumpkin, Mincemeat. Have a slice of each. Or if you don’t like mincemeat, have two apples and one pumpkin. Always have three. When else do you get to have more than one dessert? Labor Day?

9. Did someone mention fruitcake? Granted, it’s loaded with the mandatory celebratory calories, but avoid it at all cost. I mean, please, have some standards!

10. One final tip: Wear sweatpants/loose fitting clothing. If you are leaving the party and you can walk without help from a construction forklift, you haven’t been paying attention. Re-read tips; start over, but hurry, January is just around the corner.

Remember this HST motto to live by: “Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, chocolate and wine in one hand, body thoroughly used up, totally worn out and screaming “WOO HOO what a ride!”

Have a great holiday season!!

Posted by on Nov 25, 2015 in Jim's Take on the Market, Local Flavor | 1 comment

‘The Big Short’

The long-time readers of this blog remember back when the financial crisis was imploding, and how we followed the ensuing mortgage-industry collapse.  People from Jim Grant to the FHFA were gathering on-the-street intel from this blog, and we had an audience on Wall Street.

Michael Lewis worked at Solomon Brothers during that time, and he wrote the book called, ‘The Big Short’.  The movie version comes out next month.

Here is the trailer:

Posted by on Nov 24, 2015 in Fraud, Jim's Take on the Market, Mortgage News | 2 comments

SD Case-Shiller Index, September 2015

More bouncing around during the late-summer months, but all positive, all year!  Here are the San Diego NSA changes for 2015:

M-o-M chg
Y-o-Y chg

The San Diego historical graph:


The 20-City Index rose 5.5%, which was higher than the 5.2% expected.


The latest read is a sign that housing continues to show strength as home prices rise at more than double the rate of inflation, said David M. Blitzer, managing director and chairman of the Index Committee at S&P Dow Jones Indices.

“The general economy appeared to slow slightly earlier in the fall, but is now showing renewed strength,” he said in a statement.

Though most analysts now expect the Federal Reserve to raise interest rates at its December meeting, that prospect is not likely to push 30-year conventional mortgage rates much above 4 percent, Blitzer said.

Posted by on Nov 24, 2015 in Jim's Take on the Market, Same-House Sales | 0 comments

Google Mortgages


Google is teaming up with Zillow to provide a mortgage platform for consumer shopping.  How much longer before they do the same thing with realtors? A year? A month?

Excerpts from HW article:

Well, it’s official. Google has come to mortgages.

After first being reported earlier this year, Google is launching its own mortgage comparison tool via its Compare service.

“Google Compare for mortgages provides a seamless, intuitive experience that connects lenders with borrowers online,” Google posted on its website Monday.

“Whether you’re a national lender or one local to California, people searching for mortgages on their smartphone or desktop computer can now find you, along with a real-time, apples-to-apples comparison of rate quotes from other lenders — all in as little as a minute,” Google continued.

“Borrowers can also see ratings and read helpful reviews, and enter relevant information — like loan amount, estimated credit score, or home value — to receive rate quotes that match their needs,” Google said. “They can then visit your website to apply directly online or over the phone through one of your agents or loan officers.”

Powering Google Compare for mortgages will be Zillow Group and LendingTree, both of which announced Monday that they will be partnering with Google to provide mortgage information to the search engine monolith.

According to Zillow, lenders who use Zillow Group Mortgages for their marketing efforts will now have their rates, ratings and reviews prominently displayed on both “the world’s most popular search engine” and “the most visited real estate media network in the country.”

Zillow’s announcement goes on to say that Google has worked with a number of providers to provide a diversity of relevant results and purchasing options to users.

“With today’s launch, borrowers searching for mortgage custom quotes on Google Compare for Mortgages will now have seamless access to Zillow’s industry-leading real-time lender rates, reviews and ratings on both desktop and mobile devices,” Zillow said in a statement.

“The mortgage shopping experience allows borrowers to shop anonymously, browse through more than 200,000 local and national lender reviews published on Zillow and choose to contact the lender best suited to meet their needs.”

Read full article here:

Posted by on Nov 23, 2015 in Jim's Take on the Market, Mortgage News, The Future | 1 comment

NSDCC Million-Dollar Sales

North San Diego County Coastal

The stretch between La Jolla and Carlsbad is an affluent area!

Below is the annual number of houses sold for $1,000,000 or more – and 2015 still has six weeks to go with 214 sales pending! Just the sheer number of higher-end sales is impressive.  General median pricing looks flat though.

Annual Number of Million-Dollar Sales
Median Sales Price

Click on the link below for the complete NSDCC active-inventory data:

Read More

Posted by on Nov 23, 2015 in Inventory, Jim's Take on the Market, Sales and Price Check | 0 comments

No Portal Exposure

Have you noticed that some listings aren’t on the real estate portals?

There are two ways that it can happen.

There used to be an agreement between our MLS company, Sandicor, and Zillow/Trulia, to upload our listings automatically.  But as a result of a dispute between them over the last year, there is no auto-upload.  Some agents don’t know that they have to manually upload their listings, or wait for their brokerage to do it for them.

That’s the reason you’ll see a listing on other portals but not Zillow/Trulia.

But some MLS listings aren’t on any portals – even

How does that happen?  Below is a snip of the actual online listing input form.  The red Rs mean that they boxes are required to be completed, and the default answer is ‘Yes’:

internet listing syndication

If you see a sign in a yard, or get a listing direct from the MLS and can’t find it anywhere on the real estate portals, it means that the listing agent has clicked ‘No’ to several boxes to be excluded.  The agent has deliberately chosen out.

Back in 2012, Jim Abbott made waves about listing syndication (LINK), but he sold his company to Carrington earlier this year.  It looks like their listings are being syndicated now.

But there are still other holdouts.  If you are thinking of selling your home, a good question to be asking a potential listing agent, “Will my home be advertised on the real estate portals?”

Get Good Help!

Posted by on Nov 22, 2015 in Jim's Take on the Market, Listing Agent Practices, Thinking of Selling?, Why You Should List With Jim | 4 comments