More from our trip to Barcelona, which had protests against tourists right before we arrived but they were very accommodating for us. Here you will see an artistic bent to the garage-door defacement brigade! P.S. You're going to be hearing a lot more about Kayla in...
Jim’s Take on the Market
Changing Market Conditions
The presidential election is less than 60 days away and even if one of the candidates is a clear winner at Tuesday's debate, the fight will get nasty from here on out. The distraction is likely to cause potential home buyers to want to wait-and-see. Thankfully, the...
2021 Frenzy
One of the best videos ever to describe the frenzy conditions - it's cooled off a little since April, 2021!
SB 450
Building ADUs is one thing - being able to sell them separately would be a game-changer. To sell them, either the group needs to be condo-ized or the lot needs to be officially split. This new law says that if the governing entity doesn't approve your plan within 60...

Off-Market Sales
The off-market sales are an attractive option for big shots like John above who prefer to protect their privacy, blah, blah. What about the regular folk? Is there a bulk of sales happening off-market? How many off-market sales are there in the general marketplace?...
Defecting From The MLS
In the week BEFORE the new rules went into effect, there were 29 NSDCC listings that were marked pending. In the first week AFTER the new rules went into effect, there were 38 new pendings. Homes keep selling. Buyers and sellers keep moving, and Realtors keep helping....
2024 Housing Advice to President
If the Trump or Harris presidential campaigns send out AI bots to learn about fixing the housing market, maybe they will find this here. We're on a path that is likely to continue unless bold aggressive moves are taken in the housing market - do you have the guts to...
Lower Rates Are Here
Fed Chair Powell finally indicated today that it is time for rates to be lowered.....and the 10-year bond yield barely budged. The next Fed move is already priced into mortgage rates. Don't wait to buy just because you think rates might get better. Buy when you find...
San Diego Migration
There are more people leaving the San Diego metro area than are moving into the area, and it's incredible to see how both lists have virtually all the same towns. No Nashville, no Florida, and no Carolinas either! It's interesting that no one wants to move to Ventura,...
40-Year Mortgage Vs. Buydowns
We are going to hear more about making home ownership more affordable. An op-ed: https://www.cnbc.com/2024/08/20/op-ed-the-case-for-a-40-year-mortgage.html An excerpt: Homeownership has long symbolized the American Dream, embodying stability, wealth creation, and...