Many years ago, we purchased a home in Carlsbad, using a realtor that was recommended to us - Jim Klinge. Fast forward to 2025, we recently had the privilege of selling 2 homes in Carlsbad, CA and didn't hesitate to reach out to Jim and Donna Klinge of Klinge Realty Group to guide us through the sales. The transactions were very different, each with its own unique situation, opportunities and challenges. From start to finish, Donna and Jim helped navigate the pre-sale preparation, the listing, showing of the house, buyer negotiations, the final close and all of the paperwork and decisions in between. What stands out with both transactions is the professionalism of Jim and Donna (and their team), wonderful communication (timely, relevant, concise), their deep understanding of market dynamics (setting realistic expectations), their access to top-notch contractors, and last, their ability to guide us across the finish line successfully. We wouldn't hesitate to use Jim and Donna in the future and highly recommend them for anyone looking to buy or sell a property in North San Diego County.
Eye popping rates from my credit union:
-15-year Fixed Purchase: 1 .875%
-30-year Fixed Purchase: 2.25%
-15-year Fixed Refi: 2.75%
-30-year Fixed Refi: 3.25%
After talking with JtR, we grabbed a 2.875% 30-year fixed refi about mid-May. We’ve made two payment now for July and August and still can’t believe how low our payment is. Mahalo, Jim!
Which credit union has these rates?
She is in Idaho. Maybe the Potato FCU? 🙂
Oh you’re so funny, Jim! 🙂
Tom, it’s Idaho Central Credit Union. I’ve been with them for 11 years. You do need to be a member. If you’re interested, let me know. I’ve used one guy for my last three transactions. He’s amazing!