Country Ranch by Jim the Realtor | May 25, 2022 | 2022, Bubbleinfo TV, Encinitas, Frenzy, Olivenhain Another cash buyer paying 8% over list – and this was a month after rates hit 5%: Jim the Realtor Jim is a long-time local realtor who comments daily here on his blog, bubbleinfo.com which began in September, 2005. Stick around! See Full Bio