Mortgage Rates Trending Downward by Jim the Realtor | Feb 8, 2019 | Interest Rates/Loan Limits, Jim's Take on the Market Unless we get a bump, rates today should officially be LOWER year-over-year for the first time since November 2016. Jumbo rate is 4.30%, no points: Jim the Realtor Jim is a long-time local realtor who comments daily here on his blog, bubbleinfo.com which began in September, 2005. Stick around! See Full Bio