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Mortgage rates settled down the last two days, but the damage was done – we’re above 4.50% (no points) now for 30-year loans.  You’d think that some day the higher rates will have an impact on the demand for housing, but for now, sellers are confident that the prime selling season will be fruitful.  Heck, maybe there will be some sellers who will consider a lower offer?

Of course, rates are still pretty favorable, historically:

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