This guy worked the program nicely – hisĀ first NOD was filed in April, 2008

By the timeĀ this got foreclosed in May, 2012, the back payments, penalty fees, and negative amortization added up to more than $250,000:

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Jim the Realtor
Jim is a long-time local realtor who comments daily here on his blog, which began in September, 2005. Stick around!

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