14 Comments

Jim Klinge
Klinge Realty Group
Are you looking for an experienced agent to help you buy or sell a home?
Contact Jim the Realtor!
- 682 S. Coast Hwy 101, Suite #110
Encinitas, CA 92024 - (858) 997-3801 call or text
- klingerealty@gmail.com
CA DRE #01527365, CA DRE #00873197
View More Interest Rates
Jerry MeyerMarch 28, 2025Trustindex verifies that the original source of the review is Google. We sold a home with Jim and Donna and from beginning to end they were consummate professionals. Their initial walk through the property resulted in a list of items to be repaired or updated. They supplied a list of vendors and job quotes to do the repairs and updates. We originally wanted to sell ‘as is’ and just get it over with. They gave us a selling price for ‘as is’ and options for doing a few updates/repairs to doing it all with the selling price for each option. We agreed to do all they suggested and we sold for the exact price they predicted. For every dollar spent we got back more than $2 back in the selling price. And they got that price in a rising interest rate environment! Donna and Jim are extremely detailed and guide you through ever aspect of the sale. There were no surprises thanks to their guidance. We couldn’t be more pleased with their representation. Thank you Donna and Jim, Jerry and Mary Heather QuejadaMarch 27, 2025Trustindex verifies that the original source of the review is Google. We have known Jim & Donna Klinge for over a dozen years, having met them in Carlsbad where our children went to the same school. As long time North County residents, it was a no- brainer for us to have the Klinges be our eyes and ears for San Diego real estate in general and North County in particular. As my military career caused our family to move all over the country and overseas to Asia, Europe and the Pacific, we trusted Jim and Donna to help keep our house in Carlsbad rented with reliable and respectful tenants for over 10 years. Naturally, when the time came to sell our beloved Carlsbad home to pursue a rural lifestyle in retirement out of California, we could think of no better team to represent us than Jim and Donna. They immediately went to work to update our house built in 2004 to current-day standards and trends — in 2 short months they transformed it into a literal modern-day masterpiece. We trusted their judgement implicitly and followed 100% of their recommended changes. When our house finally came on the market, there was a blizzard of serious interest, we had multiple offers by the third day and it sold in just 5 days after a frenzied bidding war for 20% above our asking price! The investment we made in upgrades recommended by Jim and Donna yielded a 4-fold return, in the process setting a new high water mark for a house sold in our community. In our view, there are no better real estate professionals in all of San Diego than Jim and Donna Klinge. Buying or selling, you must run and beg Jim and Donna Klinge to represent you! Our family will never forget Jim, Donna, and their whole team at Compass — we are forever grateful to them. Lou FMarch 27, 2025Trustindex verifies that the original source of the review is Google. WeI had the pleasure of working with Klinge Realty Group to sell our home in Carmel Valley, and I cannot recommend them highly enough! Jim and Donna demonstrated exceptional professionalism, offering expert guidance on market conditions and pricing strategy, which resulted in a quick and successful sale. Communication was prompt and we were well-informed throughout the entire process. For anyone looking for a dedicated and knowledgeable real estate team, look no further! --- William SamsMarch 25, 2025Trustindex verifies that the original source of the review is Google. Donna and Jim Klinge of Klinge Realty Group have our highest possible recommendation. From Donna and Jim’s first visit to our house through closing their advice and counsel was candid and honest in all dealings. They kept us fully informed throughout the process. The house sold less than three days after listing with a two-week closing. My wife and I have sold several houses during our lives. This was by far the best experience. Klinge Reality is a premium service realtor. You can’t make a better choice for someone to sell your home fast and for top dollar. Emily HernandezDecember 29, 2024Trustindex verifies that the original source of the review is Google. Donna and Jim provided exceptional support and professionalism throughout the entire process. We couldn't have been happier with their efforts. They made our house shine, and thanks to their expertise, it sold above the listing price in the very first weekend! Truly a fantastic experience from start to finish. Jesus Adrian SahagunNovember 11, 2024Trustindex verifies that the original source of the review is Google. This year has been difficult on our family, mainly due to having to sell our home. Thankfully we knew God had a plan for us and working with the Klinge team was a key part of it. It was an obvious decision to work with them again after such an amazing experience when purchasing the same home we needed to sell. The challenge was, how will we do this in so little time with so much going on? Jim and Donna held our hand every step of the way. Whenever an unexpected issue arose they found and provided a solution. Never once did we feel pressured to make a decision and the Klinges were always reassuring after providing the information that the decision was ours to make. Despite the curve balls, they never panicked and exemplified the “can do” attitude, making us feel optimistic and taken care of. Their expertise and professionalism was superb. But of all the reasons to work with the Klinges, the most impactful and valuable is their compassion and genuine care for their clients. We pray that we can one day purchase our forever home and you better believe that Jim and Donna will be representing us - as long as they will have us of course. Thank you again Klinge team! Your execution, experience, and care are unmatched. SABIHA PASHAJuly 23, 2024Trustindex verifies that the original source of the review is Google. Jim and Donna were fantastic! Jim understanding my needs, recommending potential places, pointing out the pros and cons of each property was invaluable. Then when the offer was accepted Donna’s organized guidance through the inspections, paperwork etc made the whole process seem effortless. So grateful that I had them on my side! Anu KobergJuly 13, 2024Trustindex verifies that the original source of the review is Google. We first found Jim through his blog at bubbleinfo.com, which really showcased his knowledge of SoCal real estate. Since then we've done three transactions with Jim and Donna, and they are an incredible full service agency, with Jim's deep market insight and Donna's deft contract and project management. We trust them implicitly in their analysis and strategy, which is based on years of experience. They're always available and on top of things, and we strongly recommend them to anyone. Bjorn IsachsenJuly 10, 2024Trustindex verifies that the original source of the review is Google. The Good The Klinge Realty Group operates like a finely tuned machine, with a very personal touch. We contacted them on a Sunday and they were talking to us about our family and our needs on our living room couch the following day. They carefully listened to us and worked with us to identify the best and quickest path to listing within 2 weeks to take advantage of the low inventory conditions in our South Carlsbad neighborhood. They knew our tract specifically and had many previous sales there over the years - they came prepared with a thorough analysis of comparative sales and recommended a pricing strategy that they felt confident would yield offers the first weekend on the market. The Great Over the next two weeks Donna coordinated a range of vendors who she knew from experience could get the preparation to list work we needed done on time and with high quality. Our light tune-up involved excellent experiences with their stagers, landscapers, contractors, electricians, and plumbers. Throughout this period Donna's daily communication was clear, concise, and responsive. Any time we had questions Donna picked up the phone or texted immediately - but almost always, she answered our questions before we even knew we had them. The Outstanding We had a tricky situation with a shared fence that could have delayed our escrow. Donna used superb mediation skills to negotiate the terms of replacement and was personally on site with the fence contractor to make sure everything went smoothly. The fence looks great and escrow closed on time. The Truly Exceptional Our house came on the market on a Wednesday and between then and Monday morning Jim was personally at all three open houses. He was in constant communication explaining potential buyer reaction and strength. As he predicted offers began to come in on Saturday and each one was incrementally higher than the last. At the end we had 5 offers, 4 of which were over list, and the final accepted offer was $100,000 over list. In addition to being over list it included rent back terms that met our needs. The Recommendation For all of these reasons we would strongly recommend The Klinge Team to anyone wanting to sell in North County Coastal San Diego. I had been reading Jim's bubbleinfo.com blog for 15 years and knew when the time came to sell that he would be our first call. Jim Klinge is not your standard realtor. He is keenly aware of market conditions and sales strategies. And, works his tail off - though not as hard as Donna . At this point he's gone from realtor to friend and I plan to have him over to grill and chill at our new place to talk real estate, but also just about life and raising kids in San Diego. He's more interested in relationships than his sales numbers - and that's why his sales numbers are so high. We have already recommended the Klinge's to some close friends and another successful sale is on deck right around the corner... Chris SheaJune 21, 2024Trustindex verifies that the original source of the review is Google. We recently had the pleasure of working with Jim and Donna from Klinge Realty Group to sell our house, and we couldn't be more satisfied with the experience. From the initial meeting, they listened attentively to our needs and provided invaluable guidance on specific improvements to get our home market ready. Their responsiveness throughout the entire process was truly impressive. Anytime we had questions or concerns, they were quick to address them, ensuring we felt comfortable and informed every step of the way. What stood out the most was their team and extensive network of tradespeople, which made addressing any necessary repairs or updates seamless and stress-free. Thanks to their expertise and dedication, our house sold quickly and at a great price. We highly recommend Jim and Donna to anyone looking to buy or sell a home. They are a fantastic team who truly care about their clients and deliver exceptional results.Load more
Double Foreclosures are a giant blinking vegas style sign that reads “credit is too easy to get right now”.
Am I the only one that sees this?
And BTW Bernanke just said in his confirmation hearing (going on right now) that at the current time in the United States there are NO foreseeable asset bubbles.
BTW this is the same thing he said in 2005.
The new LCO tract across from Melrose 53–I think it is called Rockledge (the smaller ones around 2000sf) Are a TREMENDOUS VALUE if you can get the still get the lots with ocean views–I was up there on a clear day and the higher row of houses have spectacular ocean and lagoon views–impressive for the $600K’s–brand new great schools!
The fact that Bernanke is so vehemently opposed to congressional Fed audits screams trouble. Of course, on the other hand, “congressional audits” sounds like a disaster in its own right.
Anybody want to take bets on a 3rd foreclosure for the Turkish prison home over the 56?
Shadash, at this stage of the came people just lie. It is not a big deal anymore.
Hi Jim,
PenFed is well known on the personal finance blogs as having one of the cheapest mortgage rates around. (They also do great car loans and credit cards.) Anyone can be a PenFed member; you just have to pay $25 to join the National Military Family Ass’n.
I tried to get a car loan through them, but they were super-strict on wanting “pay stubs”. Since I have my own corporation, I don’t have pay stubs, so they declined me.
As long as you have a job that gives you pay stubs and good credit, they probably will give you better rates than just about anyone else.
-Erica
JtR- How’s that Desalination plant coming along in Carlsbad? I kept reading about it in the UT and that they finally had approvals to go forward- to be the biggest in the Western Hemispere. Thought of it when I first saw the mentioned treatment facility.
Desal plant has the green light – they should be starting construction.
This just in:
WASHINGTON (AP) — The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs.
The rate, published Thursday by Freddie Mac, is the lowest since the mortgage finance company began tracking the data in 1971. The previous record of 4.78 percent was set during the week ending April 30 and matched last week.
Erica,
I am self employed (in a Calif LLP), and was able to get a PenFed loan (jumbo) for a second home purchase earlier this year. They had the best rates and terms at the time. They were also a big PITA to deal with: very slow and unresponsive, did not listen, asked for the same documents over and over again. Their “closing docs” had the wrong state filled in, making them impossible to notarize. Other stuff. I could tell that the loan officer was spread way thin.
It took two appraisals, and an extra month past the initially scheduled closing date, but eventually we closed on the promised terms. They wanted two years worth of my partnership K-1s and our personal tax returns. No pay stubs were needed.
I’m sure you agree there is nothing wrong with Penfed or any lender asking for proof of the borrower’s income, and that the income is established, not just temporal. Your corporation must file tax returns. I’m not sure why those would not work for Penfed, unless you are telling them an income that is not backed up by the tax returns(?)
The alternative is more liar loans. I don’t think those worked out very well.
As a PenFed member, I’m not sure I approve of my dollars going into that venture. However, I cannot say enough good things about them otherwise. 5% Gas/1.25% everything else cash back on the credit card, and unmatched customer service like USAA. I applied for an auto loan online around 11 AM on a Saturday, and had a blank check in the mail on Tuesday (they had mailed it out that same Saturday!)
Erica – sorry, I need to read more carefully before commenting. You just wanted a car loan. That should be easier than a home loan. Still reasonable that they want proof of your income, but I would think a tax return would suffice(?)
Talking about Waste Treatment. Wife & I went through an open house in Oceanside over the weekend. 3 four story townhomes (when you include the rooftop patio) right on the coast across the street from the Beach. Nice views of the Ocean from the tiny rooftop patios.
The places are new and look to be well-done. But — right behind and to the side of this place is the big waste treatment plant. A view of pool of bubbling human waste can be viewed from the back rooms. Lovely.
They are priced to sell – marked down from 2.4 mil apiece to 1.9mil. The agent said the owner is willing to entertain offers. When she asked what I thought after I toured the place, I said they seemed well-built, nice. I asked her if anyone happened to mention the treatment plant?
After a moment, she kinda laughed. It is funny.
@Smithers: “Your corporation must file tax returns. I’m not sure why those would not work for Penfed”
Me either. I sent them two of them (the full returns–about 30 pages–glad I had a sheet feeder fax) and they still wanted pay stubs. Took them nearly 2 months to turn me down. This was for a car loan refi–my car loan was at 6.64% and I wanted to refi into their 3.99%. I had no idea it would be so much of a hassle.
Finally, after several phone calls where they told me the tax returns would be fine, they sent me a letter declining me. I got annoyed, pulled the full amount out of my savings account and just paid the old car loan off. I prefer to have my money liquid, but it wasn’t worth paying 6.64% to have it liquid.
Whenever I decide to buy a house, I’ll just have my accountant whip up some “pay stubs” and try PenFed again. I have plenty of income and don’t plan to buy outside my means.
-Erica
There are no views of bubbling human waste in Oceanside near the beach or otherwise.
Whenever I decide to buy a house, I’ll just have my accountant whip up some “pay stubs” and try PenFed again. I have plenty of income and don’t plan to buy outside my means.
-Erica
Erica Douglass | December 3rd, 2009 at 5:24 pm
Sounds like mortgage fraud to me. I recommend not talking about felonies you plan on commiting on public internet forums. ^_^