Since May, Zillow has been predicting virtually no annual appreciation locally. Living in Flat City mostly affects those who have purchased recently – it’s tougher to move and/or refinance if the down payment was 20% or less. If you just want to lower your existing rate, ask your lender about a streamline refinance. Those don’t require an appraisal.
Carlsbad NW 92008
Carlsbad SE – 92009
Carlsbad NE – 92010
Carlsbad SW – 92011
Carmel Valley – 92130
Del Mar – 92014
Encinitas – 92024
La Jolla – 92037
Rancho Santa Fe – 92067
