While this video has some interesting information about FHA, I was more entertained by the people involved, the backdrop, and the overall addiction to hype. Note her voice-over at 1:37:
Their downloading isn’t the greatest either.
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Jim Klinge
Klinge Realty Group
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Trustindex verifies that the original source of the review is Google. Jim & Donna Klinge helped us sell our home of 30 years in Ocean Hills. We were very happy with their service and would HIGHLY recommend them to anyone looking for an Honest, Knowledgeable, Skilled, Informed Efficient realty team. Both Jim & Donna were so helpful in different ways and complemented each others skills. Please refer to a more detailed review that we wrote on YELP. Thank You Both for all your help!!!Trustindex verifies that the original source of the review is Google. A+ thank youTrustindex verifies that the original source of the review is Google. Many years ago, we purchased a home in Carlsbad, using a realtor that was recommended to us - Jim Klinge. Fast forward to 2025, we recently had the privilege of selling 2 homes in Carlsbad, CA and didn't hesitate to reach out to Jim and Donna Klinge of Klinge Realty Group to guide us through the sales. The transactions were very different, each with its own unique situation, opportunities and challenges. From start to finish, Donna and Jim helped navigate the pre-sale preparation, the listing, showing of the house, buyer negotiations, the final close and all of the paperwork and decisions in between. What stands out with both transactions is the professionalism of Jim and Donna (and their team), wonderful communication (timely, relevant, concise), their deep understanding of market dynamics (setting realistic expectations), their access to top-notch contractors, and last, their ability to guide us across the finish line successfully. We wouldn't hesitate to use Jim and Donna in the future and highly recommend them for anyone looking to buy or sell a property in North San Diego County.Trustindex verifies that the original source of the review is Google. We sold a home with Jim and Donna and from beginning to end they were consummate professionals. Their initial walk through the property resulted in a list of items to be repaired or updated. They supplied a list of vendors and job quotes to do the repairs and updates. We originally wanted to sell ‘as is’ and just get it over with. They gave us a selling price for ‘as is’ and options for doing a few updates/repairs to doing it all with the selling price for each option. We agreed to do all they suggested and we sold for the exact price they predicted. For every dollar spent we got back more than $2 back in the selling price. And they got that price in a rising interest rate environment! Donna and Jim are extremely detailed and guide you through ever aspect of the sale. There were no surprises thanks to their guidance. We couldn’t be more pleased with their representation. Thank you Donna and Jim, Jerry and MaryTrustindex verifies that the original source of the review is Google. We have known Jim & Donna Klinge for over a dozen years, having met them in Carlsbad where our children went to the same school. As long time North County residents, it was a no- brainer for us to have the Klinges be our eyes and ears for San Diego real estate in general and North County in particular. As my military career caused our family to move all over the country and overseas to Asia, Europe and the Pacific, we trusted Jim and Donna to help keep our house in Carlsbad rented with reliable and respectful tenants for over 10 years. Naturally, when the time came to sell our beloved Carlsbad home to pursue a rural lifestyle in retirement out of California, we could think of no better team to represent us than Jim and Donna. They immediately went to work to update our house built in 2004 to current-day standards and trends — in 2 short months they transformed it into a literal modern-day masterpiece. 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Jim and Donna demonstrated exceptional professionalism, offering expert guidance on market conditions and pricing strategy, which resulted in a quick and successful sale. Communication was prompt and we were well-informed throughout the entire process. For anyone looking for a dedicated and knowledgeable real estate team, look no further! ---Trustindex verifies that the original source of the review is Google. Donna and Jim Klinge of Klinge Realty Group have our highest possible recommendation. From Donna and Jim’s first visit to our house through closing their advice and counsel was candid and honest in all dealings. They kept us fully informed throughout the process. The house sold less than three days after listing with a two-week closing. My wife and I have sold several houses during our lives. This was by far the best experience. Klinge Reality is a premium service realtor. You can’t make a better choice for someone to sell your home fast and for top dollar.Trustindex verifies that the original source of the review is Google. Donna and Jim provided exceptional support and professionalism throughout the entire process. We couldn't have been happier with their efforts. They made our house shine, and thanks to their expertise, it sold above the listing price in the very first weekend! Truly a fantastic experience from start to finish.Trustindex verifies that the original source of the review is Google. This year has been difficult on our family, mainly due to having to sell our home. Thankfully we knew God had a plan for us and working with the Klinge team was a key part of it. It was an obvious decision to work with them again after such an amazing experience when purchasing the same home we needed to sell. The challenge was, how will we do this in so little time with so much going on? Jim and Donna held our hand every step of the way. Whenever an unexpected issue arose they found and provided a solution. Never once did we feel pressured to make a decision and the Klinges were always reassuring after providing the information that the decision was ours to make. Despite the curve balls, they never panicked and exemplified the “can do” attitude, making us feel optimistic and taken care of. Their expertise and professionalism was superb. But of all the reasons to work with the Klinges, the most impactful and valuable is their compassion and genuine care for their clients. We pray that we can one day purchase our forever home and you better believe that Jim and Donna will be representing us - as long as they will have us of course. Thank you again Klinge team! Your execution, experience, and care are unmatched.Trustindex verifies that the original source of the review is Google. Jim and Donna were fantastic! Jim understanding my needs, recommending potential places, pointing out the pros and cons of each property was invaluable. Then when the offer was accepted Donna’s organized guidance through the inspections, paperwork etc made the whole process seem effortless. So grateful that I had them on my side!Load more
These people are disgusting. Anything to keep buyers buying and sellers selling.
Fha seems like a dinosaur.Where in the hell do they get this money to keep loaning?3.5% down does not keep people from walking if their equity goes down.I think you can even have bad credit to get a loan.Barney wants you to own.Any of you have a link to the FHA requirements to get a loan.No not the one saying fog a mirror.
arizonadude,
Technically FHA doesn’t make the loans, it only insures them. Just like the monolines, it’s nothing but gravy until the defaults come, and FHA defaults are climbing like crazy.
Well Jim, here’s YOUR ‘professional’ NAR representatives. Are you proud to be involved with this group? I am not ‘entertained’ at all these shills. I am sickened at the sight of them. Too bad Funny Yunny didn’t do the voice over in Chinese dialect at 1:37.
Your professionalism excepted, why would anyone use a ‘typical’ 6%er so-called Realtor?
After all, This listing is SPECIAL and Suzanne researched it….
I think the FHA guidelines allow for short sellers to be eligible for a new FHA loan two years after the short sale. They’ll be re-inflating the buyer pool before long!
Can any lenders here verify?
Freedman has some serious nervousness issues. He needs some handlers to script him before going in front of a camera again.
He could learn some things from Sarah Palin.
Also, they should perhaps consider hiring some out-of-work actors without speech impediments… just sayin’ — they could help revive the economy.
Chuck Ponzi
Just when we need tighter lending standards the NAR is actively working to loosen them further. Well, at least that accelerates the endgame.
She needs a wash and cut
The madness continues. A tidalwave of major defaults are coming, that’s for sure.
We need to get back to the standard 20% downpayment. Whoever cannot afford that should NOT BE ALLOWED to buy a house… period.
Angelo mozillo and barney frank think you deserve a house.It’s the american way.
Video Summary: The free market is working and trying to find an equilibrium. God forbid risk might be priced appropriately in the distant future. We can’t let this happen and it’s time to influence law makers (hire lobbyists and buy lots of booze, broads and boats to grease the wheels). The new NAR commissioner is in our pocket with a stellar resume of leadership in failed and failing institutions. Lets keep the folks that created this mess in power.
JtR- Sandicor sent out (email) a user satisfaction survey. It might be interesting if we the users felt Sandicor would listen (finally). Where’s my Tempo 3.0
Should I buy a house in s. california?FHA just approved me for 500k loan on my walmart salary.
LOL!! 1986 public television style at it’s best!
Sorry, Jim. I missed the voiceover. Think I dozed off at the 1:23 mark.
Are we in a new bull market?My money guy told me to buy aig stock and citi as well.I just lost 250k on a house I bought so I cant lose anymore money.