Looking forward to a great 2015! From MND:
Mortgage rates moved only slightly lower today, but it was enough to bring the end-of-day average to the lowest in more than a year an a half.
For the record, there were lower rates available on the morning of October 15th, but markets moved so much during the day that the last rate sheets of the day weren’t quite as strong as today’s. Similar rates were also seen at the end of the day on December 1st.