This youtube shows an example of how a premium La Costa Greens property should end up being among the better-priced in area, because the bank will probably base it’s valuation on inferior comps. This could end up on the court house steps in the $900,000s:

Since 10/1/09, there have been nine two-story houses in La Costa Greens/La Costa Ridge that closed escrow, averaging $218/sf, and two one-story houses that closed for $328/sf.