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	<title>Comments on: All-Lagoon</title>
	<atom:link href="http://www.bubbleinfo.com/2009/11/12/all-lagoon/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/</link>
	<description>An insider&#039;s guide to North San Diego County Real Estate</description>
	<lastBuildDate>Mon, 15 Mar 2010 00:52:27 +0000</lastBuildDate>
	
	<sy:updatePeriod>hourly</sy:updatePeriod>
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		<title>By: François Caron</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-25044</link>
		<dc:creator>François Caron</dc:creator>
		<pubDate>Sat, 14 Nov 2009 16:52:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-25044</guid>
		<description>A few comments I would have added to the video.

&quot;Kitchen appliances available on Craigslist.&quot;

&quot;A shared bathroom for the kids, just like in The Brady Bunch. Except this one has a john.&quot;

At the pool: &quot;More Craigslist!&quot;

As long as the comments don&#039;t unnecessarily denigrate the house, it should work out.</description>
		<content:encoded><![CDATA[<p>A few comments I would have added to the video.</p>
<p>&#8220;Kitchen appliances available on Craigslist.&#8221;</p>
<p>&#8220;A shared bathroom for the kids, just like in The Brady Bunch. Except this one has a john.&#8221;</p>
<p>At the pool: &#8220;More Craigslist!&#8221;</p>
<p>As long as the comments don&#8217;t unnecessarily denigrate the house, it should work out.</p>
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		<title>By: Susie</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-25027</link>
		<dc:creator>Susie</dc:creator>
		<pubDate>Sat, 14 Nov 2009 04:55:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-25027</guid>
		<description>&quot;Did I mention we are screwed?&quot; (Consultant)

Well, re: Bank of America (I call them boa &quot;snakes&quot; for they heaped fees on my son&#039;s CLOSED bank account (long story). Then when the dust settled, he went it to discuss the whole thief on their part (no email, phone call, or letter AFTER he CLOSED the account in Bend, OR, for their lousy customer non-service). 

His closed account then showed a +$19 balance after the bogus fees. He asked for that. They declined. Isn&#039;t that illegal?

Since they &quot;screwed&quot; my then 19-year old son and took $373, they also have no chance of even a dime of his mama&#039;s money.(Me!) 

But what kind of son did my late hubby and I raise? He paid me back the $373 (Details on request for the near one-year nightmare). 

Many You Tubes are popping up with angry BOA customers. Listen closely to this guy&#039;s unemotional assessment and what he wants BoA consumers to do. He&#039;s an Ad &quot;Logo&quot; Exec so he put his talents to good work. 

The video is about 2:41, but watch &#039;till the end so you see the new BoA logo the guy designed. Yep, BoA--the bank I love to hate!(And I&#039;ve never even been a customer!)  

Here&#039;s the link:
http://www.youtube.com/watch?v=u6hy4PBo4tE</description>
		<content:encoded><![CDATA[<p>&#8220;Did I mention we are screwed?&#8221; (Consultant)</p>
<p>Well, re: Bank of America (I call them boa &#8220;snakes&#8221; for they heaped fees on my son&#8217;s CLOSED bank account (long story). Then when the dust settled, he went it to discuss the whole thief on their part (no email, phone call, or letter AFTER he CLOSED the account in Bend, OR, for their lousy customer non-service). </p>
<p>His closed account then showed a +$19 balance after the bogus fees. He asked for that. They declined. Isn&#8217;t that illegal?</p>
<p>Since they &#8220;screwed&#8221; my then 19-year old son and took $373, they also have no chance of even a dime of his mama&#8217;s money.(Me!) </p>
<p>But what kind of son did my late hubby and I raise? He paid me back the $373 (Details on request for the near one-year nightmare). </p>
<p>Many You Tubes are popping up with angry BOA customers. Listen closely to this guy&#8217;s unemotional assessment and what he wants BoA consumers to do. He&#8217;s an Ad &#8220;Logo&#8221; Exec so he put his talents to good work. </p>
<p>The video is about 2:41, but watch &#8217;till the end so you see the new BoA logo the guy designed. Yep, BoA&#8211;the bank I love to hate!(And I&#8217;ve never even been a customer!)  </p>
<p>Here&#8217;s the link:<br />
<a href="http://www.youtube.com/watch?v=u6hy4PBo4tE" rel="nofollow">http://www.youtube.com/watch?v=u6hy4PBo4tE</a></p>
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		<title>By: UCGal</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24997</link>
		<dc:creator>UCGal</dc:creator>
		<pubDate>Fri, 13 Nov 2009 21:32:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24997</guid>
		<description>Genious said:
&lt;i&gt;30.Consultant – Didn’t Ken Lewis complain that he was forced into the deal by Paulson and Bernanke? Until we see the orange one in a cell I think the rest of the cartel is pretty safe. We’ve been screwed since 1913.&lt;/i&gt;

BofA was forced into the Merryl Lynch deal.  They weren&#039;t forced into the countrywide deal.  Ken Lewis gets the blame on that one.</description>
		<content:encoded><![CDATA[<p>Genious said:<br />
<i>30.Consultant – Didn’t Ken Lewis complain that he was forced into the deal by Paulson and Bernanke? Until we see the orange one in a cell I think the rest of the cartel is pretty safe. We’ve been screwed since 1913.</i></p>
<p>BofA was forced into the Merryl Lynch deal.  They weren&#8217;t forced into the countrywide deal.  Ken Lewis gets the blame on that one.</p>
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		<title>By: IRE</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24992</link>
		<dc:creator>IRE</dc:creator>
		<pubDate>Fri, 13 Nov 2009 20:37:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24992</guid>
		<description>That house has $25k in delinquent taxes, so the cost at the trustee sale was really about $765k. Perhaps still a good deal, but only for an owner-occupant.</description>
		<content:encoded><![CDATA[<p>That house has $25k in delinquent taxes, so the cost at the trustee sale was really about $765k. Perhaps still a good deal, but only for an owner-occupant.</p>
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		<title>By: shadash</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24980</link>
		<dc:creator>shadash</dc:creator>
		<pubDate>Fri, 13 Nov 2009 18:53:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24980</guid>
		<description>Genius,

If you get anything off the ground let me know. I do side work sometimes.

I know how computers work inside and out. When business say that can&#039;t access data for some reason or another it&#039;s usually not true.</description>
		<content:encoded><![CDATA[<p>Genius,</p>
<p>If you get anything off the ground let me know. I do side work sometimes.</p>
<p>I know how computers work inside and out. When business say that can&#8217;t access data for some reason or another it&#8217;s usually not true.</p>
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		<title>By: Genius</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24979</link>
		<dc:creator>Genius</dc:creator>
		<pubDate>Fri, 13 Nov 2009 18:36:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24979</guid>
		<description>Consultant - Didn&#039;t Ken Lewis complain that he was forced into the deal by Paulson and Bernanke?  Until we see the orange one in a cell I think the rest of the cartel is pretty safe.  We&#039;ve been screwed since 1913.

Shadash - You just gave me an idea for a business venture, if I get rich I&#039;ll give you full credit.</description>
		<content:encoded><![CDATA[<p>Consultant &#8211; Didn&#8217;t Ken Lewis complain that he was forced into the deal by Paulson and Bernanke?  Until we see the orange one in a cell I think the rest of the cartel is pretty safe.  We&#8217;ve been screwed since 1913.</p>
<p>Shadash &#8211; You just gave me an idea for a business venture, if I get rich I&#8217;ll give you full credit.</p>
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		<title>By: Art Eclectic</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24974</link>
		<dc:creator>Art Eclectic</dc:creator>
		<pubDate>Fri, 13 Nov 2009 17:51:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24974</guid>
		<description>Sean: &quot;Weak sauce by the agent.&quot; 


It has been my observation that agents come in two flavors: those who know that the client is #1 and do whatever it takes to meet the clients needs. Then there are those who are meeting the needs of their wallet and the client is just a means to an end.  Jim is type 1, but there is an ocean of type 2&#039;s out there.</description>
		<content:encoded><![CDATA[<p>Sean: &#8220;Weak sauce by the agent.&#8221; </p>
<p>It has been my observation that agents come in two flavors: those who know that the client is #1 and do whatever it takes to meet the clients needs. Then there are those who are meeting the needs of their wallet and the client is just a means to an end.  Jim is type 1, but there is an ocean of type 2&#8217;s out there.</p>
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		<title>By: shadash</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24972</link>
		<dc:creator>shadash</dc:creator>
		<pubDate>Fri, 13 Nov 2009 17:43:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24972</guid>
		<description>I bet I could get BofA full access to all the Countrywide data in less than a week.

And there&#039;s lots of companies that can do the exact same thing.

It&#039;s probably housed in some kind of database and just needs to be converted to whatever kind of database BofA is running so agents/employees can run queries against it.

* If everything is on paper and nothing is in a database. BofA needs to get data entry people into Countrywide HQ and start the manual database population effort.</description>
		<content:encoded><![CDATA[<p>I bet I could get BofA full access to all the Countrywide data in less than a week.</p>
<p>And there&#8217;s lots of companies that can do the exact same thing.</p>
<p>It&#8217;s probably housed in some kind of database and just needs to be converted to whatever kind of database BofA is running so agents/employees can run queries against it.</p>
<p>* If everything is on paper and nothing is in a database. BofA needs to get data entry people into Countrywide HQ and start the manual database population effort.</p>
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		<title>By: Consultant</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24971</link>
		<dc:creator>Consultant</dc:creator>
		<pubDate>Fri, 13 Nov 2009 17:32:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24971</guid>
		<description>I had a conversation with a guy I know who is a top loan officer for BOA here in Atlanta (15 years with them).

He said the merger with Countrywide is a fiasco. His words. He said Countrywide, which I thought was out of business, is trying to tell Bank of America how to do mortgages. He went on to say that right now, he can&#039;t access Countrywide loan data from his office. He said that tech people tell him that in early 2010, he might be able to get that data.

I told him I thought Ken Lewis ought to share a jail cell with Mozillo for doing that deal. He didn&#039;t disagree, but then, being the good company man that he is, went on to defend parts of the deal.

Did I mention we&#039;re screwed?</description>
		<content:encoded><![CDATA[<p>I had a conversation with a guy I know who is a top loan officer for BOA here in Atlanta (15 years with them).</p>
<p>He said the merger with Countrywide is a fiasco. His words. He said Countrywide, which I thought was out of business, is trying to tell Bank of America how to do mortgages. He went on to say that right now, he can&#8217;t access Countrywide loan data from his office. He said that tech people tell him that in early 2010, he might be able to get that data.</p>
<p>I told him I thought Ken Lewis ought to share a jail cell with Mozillo for doing that deal. He didn&#8217;t disagree, but then, being the good company man that he is, went on to defend parts of the deal.</p>
<p>Did I mention we&#8217;re screwed?</p>
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		<title>By: I'm the realist</title>
		<link>http://www.bubbleinfo.com/2009/11/12/all-lagoon/comment-page-1/#comment-24969</link>
		<dc:creator>I'm the realist</dc:creator>
		<pubDate>Fri, 13 Nov 2009 17:12:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bubbleinfo.com/?p=5092#comment-24969</guid>
		<description>Gotta say I agree with those who note the tiny rooms.  It&#039;s such a joke - builders try and play into people&#039;s flawed fantasy of grandeur.  Marble floors and &quot;grand entry way&quot; that look like some fractionally scaled model.

Anyway - those of you/us that have jobs take a look at your paystub.  CA just took 10% off the top without asking you.  Now how do you feel about committing to a mortage? 

I say house prices are still headed lower.  Between unemployment, higher taxes and flawed government policies this current attempt to reinflate the bubble will not end well.  I continue to invest in gold/silver miners and have been enjoying solid returns and peace of mind.  There will be a time to &quot;get into real estate&quot;, but not now.

&quot;I&#039;m the realist&quot;</description>
		<content:encoded><![CDATA[<p>Gotta say I agree with those who note the tiny rooms.  It&#8217;s such a joke &#8211; builders try and play into people&#8217;s flawed fantasy of grandeur.  Marble floors and &#8220;grand entry way&#8221; that look like some fractionally scaled model.</p>
<p>Anyway &#8211; those of you/us that have jobs take a look at your paystub.  CA just took 10% off the top without asking you.  Now how do you feel about committing to a mortage? </p>
<p>I say house prices are still headed lower.  Between unemployment, higher taxes and flawed government policies this current attempt to reinflate the bubble will not end well.  I continue to invest in gold/silver miners and have been enjoying solid returns and peace of mind.  There will be a time to &#8220;get into real estate&#8221;, but not now.</p>
<p>&#8220;I&#8217;m the realist&#8221;</p>
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